YourHomeMyrtleBeach.com

For Buyers


Buying a home is an exciting time in one's life, although at times, it can seem overwhelming. Choosing an experienced REALTOR® is your first step to ensuring that your new home and community meets your needs and desires. For your convenience, we can provide listings by email to enable you to preview properties. We take pride in earning repeat business and want to earn your confidence and satisfaction.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

  • Ensure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to choose from, negotiating the purchase, getting the best financing possible and getting the transaction closed.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Correct any errors before you apply for financing.
  • Determine a comfortable budget for your new purchase, including down payment and monthly payment, including extras such as taxes and insurance.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, legal fees and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Jim Kelly